Call reports 2002
BNA BANK — 2002
What BNA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 280,267,000 | 280,202,000 | 280,486,000 | 282,356,000 |
| Total loans | 155,305,000 | 161,616,000 | 163,798,000 | 163,226,000 |
| Allowance for loan losses | 2,504,000 | 2,559,000 | 2,954,000 | 3,051,000 |
| Securities available for sale | 67,987,000 | 59,902,000 | 55,077,000 | 52,833,000 |
| Securities held to maturity | 29,937,000 | 35,959,000 | 39,470,000 | 45,456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,699,000 | 239,859,000 | 238,739,000 | 242,575,000 |
| Interest-bearing deposits | 218,624,000 | 216,965,000 | 217,821,000 | 220,056,000 |
| Noninterest-bearing deposits | 23,075,000 | 22,894,000 | 20,918,000 | 22,519,000 |
| Equity capital | 37,353,000 | 39,457,000 | 40,654,000 | 38,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,255,000 | 8,468,000 | 12,631,000 | 16,672,000 |
| Interest expense | 1,874,000 | 3,568,000 | 5,267,000 | 6,881,000 |
| Net interest income | 2,381,000 | 4,900,000 | 7,364,000 | 9,791,000 |
| Noninterest income | 403,000 | 898,000 | 1,396,000 | 1,925,000 |
| Noninterest expense | 1,195,000 | 2,383,000 | 3,567,000 | 4,678,000 |
| Provision for loan losses | 104,000 | 210,000 | 714,000 | 832,000 |
| Pretax income | 1,485,000 | 3,205,000 | 4,479,000 | 6,206,000 |
| Income tax | 379,000 | 829,000 | 1,217,000 | 1,505,000 |
| Net income | 1,106,000 | 2,376,000 | 3,262,000 | 4,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,021,000 | 38,290,000 | 39,177,000 | 37,466,000 |
| Total capital | 38,997,000 | 40,358,000 | 41,122,000 | 39,407,000 |
| Risk-weighted assets | 146,578,000 | 153,853,000 | 154,580,000 | 154,140,000 |