Call reports 2002
COMMERCIAL BANK OF DEMOPOLIS, THE — 2002
What COMMERCIAL BANK OF DEMOPOLIS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 82,536,000 | 84,213,000 | 86,276,000 | 84,216,000 |
| Total loans | 55,695,000 | 56,157,000 | 54,807,000 | 54,774,000 |
| Allowance for loan losses | 775,000 | 748,000 | 754,000 | 755,000 |
| Securities available for sale | 19,333,000 | 20,715,000 | 24,311,000 | 23,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,626,000 | 69,084,000 | 70,498,000 | 68,248,000 |
| Interest-bearing deposits | 58,903,000 | 59,737,000 | 60,564,000 | 58,897,000 |
| Noninterest-bearing deposits | 8,723,000 | 9,347,000 | 9,934,000 | 9,351,000 |
| Equity capital | 8,093,000 | 8,478,000 | 8,771,000 | 8,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,604,000 | 3,915,000 | 5,201,000 |
| Interest expense | 613,000 | 1,203,000 | 1,783,000 | 2,324,000 |
| Net interest income | 705,000 | 1,401,000 | 2,132,000 | 2,877,000 |
| Noninterest income | 133,000 | 258,000 | 396,000 | 513,000 |
| Noninterest expense | 492,000 | 1,040,000 | 1,576,000 | 2,109,000 |
| Provision for loan losses | 30,000 | 60,000 | 145,000 | 250,000 |
| Pretax income | 316,000 | 592,000 | 889,000 | 1,119,000 |
| Income tax | 73,000 | 146,000 | 233,000 | 270,000 |
| Net income | 243,000 | 446,000 | 656,000 | 849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,247,000 | 8,300,000 | 8,360,000 | 8,378,000 |
| Total capital | 8,943,000 | 9,001,000 | 9,056,000 | 9,065,000 |
| Risk-weighted assets | 55,581,000 | 56,034,000 | 55,591,000 | 54,905,000 |