Call reports 2001
COMMERCIAL BANK OF DEMOPOLIS, THE — 2001
What COMMERCIAL BANK OF DEMOPOLIS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 78,831,000 | 79,029,000 | 77,895,000 | 77,707,000 |
| Total loans | 53,819,000 | 54,136,000 | 54,717,000 | 55,765,000 |
| Allowance for loan losses | 665,000 | 665,000 | 718,000 | 766,000 |
| Securities available for sale | 17,930,000 | 18,733,000 | 13,317,000 | 15,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,001,000 | 63,064,000 | 62,660,000 | 62,695,000 |
| Interest-bearing deposits | 55,583,000 | 53,886,000 | 54,706,000 | 54,378,000 |
| Noninterest-bearing deposits | 8,418,000 | 9,179,000 | 7,954,000 | 8,317,000 |
| Equity capital | 8,234,000 | 8,222,000 | 8,341,000 | 8,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 2,983,000 | 4,440,000 | 5,859,000 |
| Interest expense | 799,000 | 1,589,000 | 2,345,000 | 3,031,000 |
| Net interest income | 677,000 | 1,394,000 | 2,095,000 | 2,828,000 |
| Noninterest income | 126,000 | 273,000 | 446,000 | 586,000 |
| Noninterest expense | 470,000 | 972,000 | 1,472,000 | 2,004,000 |
| Provision for loan losses | 30,000 | 66,000 | 146,000 | 267,000 |
| Pretax income | 303,000 | 629,000 | 928,000 | 1,148,000 |
| Income tax | 69,000 | 145,000 | 229,000 | 301,000 |
| Net income | 234,000 | 484,000 | 699,000 | 847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,117,000 | 8,181,000 | 8,227,000 | 8,204,000 |
| Total capital | 8,769,000 | 8,846,000 | 8,898,000 | 8,888,000 |
| Risk-weighted assets | 52,171,000 | 53,240,000 | 53,657,000 | 54,623,000 |