Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 171,856,000 | 172,083,000 | 174,138,000 | 177,267,000 |
| Total loans | 133,715,000 | 138,048,000 | 139,799,000 | 145,635,000 |
| Allowance for loan losses | 1,139,000 | 1,142,000 | 1,135,000 | 1,188,000 |
| Securities available for sale | 23,246,000 | 22,897,000 | 21,756,000 | 20,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,066,000 | 148,964,000 | 158,285,000 | 161,086,000 |
| Interest-bearing deposits | 110,131,000 | 102,716,000 | 112,050,000 | 113,834,000 |
| Noninterest-bearing deposits | 46,935,000 | 46,248,000 | 46,235,000 | 47,252,000 |
| Equity capital | 13,494,000 | 13,989,000 | 14,507,000 | 14,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,154,000 | 4,441,000 | 6,745,000 | 9,203,000 |
| Interest expense | 650,000 | 1,312,000 | 2,005,000 | 2,719,000 |
| Net interest income | 1,504,000 | 3,129,000 | 4,740,000 | 6,484,000 |
| Noninterest income | 347,000 | 700,000 | 1,064,000 | 1,417,000 |
| Noninterest expense | 1,206,000 | 2,426,000 | 3,636,000 | 4,857,000 |
| Provision for loan losses | 5,000 | 14,000 | 20,000 | 67,000 |
| Pretax income | 640,000 | 1,389,000 | 2,148,000 | 2,993,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 640,000 | 1,389,000 | 2,148,000 | 2,993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,238,000 | 17,436,000 | 17,545,000 | 17,740,000 |