Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 168,884,000 | 172,733,000 | 176,370,000 | 172,988,000 |
| Total loans | 128,449,000 | 133,495,000 | 136,668,000 | 134,684,000 |
| Allowance for loan losses | 1,199,000 | 1,218,000 | 1,233,000 | 1,258,000 |
| Securities available for sale | 27,031,000 | 26,393,000 | 24,819,000 | 25,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,765,000 | 141,652,000 | 144,544,000 | 147,524,000 |
| Interest-bearing deposits | 85,622,000 | 94,810,000 | 95,598,000 | 97,346,000 |
| Noninterest-bearing deposits | 48,143,000 | 46,842,000 | 48,946,000 | 50,178,000 |
| Equity capital | 12,112,000 | 12,017,000 | 11,112,000 | 12,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,651,000 | 5,652,000 | 7,710,000 |
| Interest expense | 416,000 | 1,051,000 | 1,819,000 | 2,584,000 |
| Net interest income | 1,368,000 | 2,600,000 | 3,833,000 | 5,126,000 |
| Noninterest income | 417,000 | 833,000 | 1,265,000 | 1,852,000 |
| Noninterest expense | 1,214,000 | 2,343,000 | 3,468,000 | 4,568,000 |
| Provision for loan losses | 23,000 | 47,000 | 48,000 | 64,000 |
| Pretax income | 548,000 | 1,043,000 | 1,562,000 | 2,326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 548,000 | 1,043,000 | 1,562,000 | 2,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,609,000 | 16,604,000 | 16,623,000 | 16,887,000 |