Call reports 2022
PEOPLES BANK — 2022
What PEOPLES BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 178,289,000 | 175,104,000 | 160,510,000 | 160,983,000 |
| Total loans | 117,655,000 | 118,277,000 | 117,777,000 | 121,591,000 |
| Allowance for loan losses | 1,147,000 | 1,152,000 | 1,154,000 | 1,054,000 |
| Securities available for sale | 32,710,000 | 29,544,000 | 27,081,000 | 27,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,670,000 | 141,896,000 | 138,909,000 | 138,007,000 |
| Interest-bearing deposits | 91,402,000 | 89,948,000 | 86,291,000 | 86,321,000 |
| Noninterest-bearing deposits | 52,268,000 | 51,948,000 | 52,618,000 | 51,686,000 |
| Equity capital | 14,140,000 | 12,682,000 | 11,006,000 | 11,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,949,000 | 4,488,000 | 6,074,000 |
| Interest expense | 131,000 | 264,000 | 394,000 | 622,000 |
| Net interest income | 1,315,000 | 2,685,000 | 4,094,000 | 5,452,000 |
| Noninterest income | 447,000 | 890,000 | 1,343,000 | 1,786,000 |
| Noninterest expense | 1,256,000 | 2,471,000 | 3,747,000 | 4,964,000 |
| Provision for loan losses | 31,000 | 46,000 | 61,000 | 87,000 |
| Pretax income | 475,000 | 1,058,000 | 1,629,000 | 2,187,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 475,000 | 1,058,000 | 1,629,000 | 2,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,249,000 | 16,832,000 | 16,703,000 | 16,561,000 |