Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 147,740,000 | 148,007,000 | 151,306,000 | 157,132,000 |
| Total loans | 102,418,000 | 105,063,000 | 106,282,000 | 111,263,000 |
| Allowance for loan losses | 993,000 | 1,012,000 | 1,037,000 | 1,064,000 |
| Securities available for sale | 11,296,000 | 12,349,000 | 11,775,000 | 10,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,863,000 | 112,573,000 | 115,885,000 | 121,711,000 |
| Interest-bearing deposits | 78,427,000 | 71,593,000 | 72,764,000 | 77,842,000 |
| Noninterest-bearing deposits | 34,436,000 | 40,980,000 | 43,121,000 | 43,869,000 |
| Equity capital | 14,701,000 | 15,191,000 | 15,173,000 | 15,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,490,000 | 2,912,000 | 4,303,000 | 5,698,000 |
| Interest expense | 222,000 | 417,000 | 598,000 | 770,000 |
| Net interest income | 1,268,000 | 2,495,000 | 3,705,000 | 4,928,000 |
| Noninterest income | 982,000 | 1,470,000 | 1,949,000 | 2,447,000 |
| Noninterest expense | 1,318,000 | 2,537,000 | 3,730,000 | 4,947,000 |
| Provision for loan losses | 27,000 | 46,000 | 78,000 | 119,000 |
| Pretax income | 905,000 | 1,382,000 | 1,846,000 | 2,306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 905,000 | 1,382,000 | 1,846,000 | 2,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,597,000 | 15,074,000 | 15,103,000 | 15,139,000 |