Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 149,634,000 | 149,841,000 | 148,264,000 | 153,482,000 |
| Total loans | 97,660,000 | 99,437,000 | 100,115,000 | 99,669,000 |
| Allowance for loan losses | 1,553,000 | 1,545,000 | 1,561,000 | 1,051,000 |
| Securities available for sale | 31,545,000 | 30,593,000 | 30,059,000 | 27,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,039,000 | 126,880,000 | 115,084,000 | 114,014,000 |
| Interest-bearing deposits | 90,573,000 | 93,912,000 | 81,163,000 | 79,332,000 |
| Noninterest-bearing deposits | 35,466,000 | 32,968,000 | 33,921,000 | 34,682,000 |
| Equity capital | 12,358,000 | 12,661,000 | 12,835,000 | 13,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,573,000 | 3,164,000 | 4,834,000 | 6,412,000 |
| Interest expense | 378,000 | 741,000 | 1,126,000 | 1,416,000 |
| Net interest income | 1,195,000 | 2,423,000 | 3,708,000 | 4,996,000 |
| Noninterest income | 567,000 | 1,155,000 | 1,747,000 | 2,348,000 |
| Noninterest expense | 1,371,000 | 2,744,000 | 4,122,000 | 5,251,000 |
| Provision for loan losses | 27,000 | 55,000 | 97,000 | -382,000 |
| Pretax income | 364,000 | 774,000 | 1,231,000 | 2,470,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 774,000 | 1,231,000 | 2,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,836,000 | 12,881,000 | 12,903,000 | 13,692,000 |
| Total capital | 13,963,000 | 14,017,000 | 14,052,000 | 14,743,000 |
| Risk-weighted assets | 89,795,000 | 90,534,000 | 91,568,000 | 92,581,000 |