Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 137,363,000 | 141,195,000 | 146,282,000 | 142,538,000 |
| Total loans | 72,479,000 | 75,981,000 | 77,844,000 | 80,483,000 |
| Allowance for loan losses | 1,457,000 | 1,478,000 | 1,491,000 | 1,484,000 |
| Securities available for sale | 55,775,000 | 57,301,000 | 60,118,000 | 53,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,329,000 | 90,350,000 | 88,286,000 | 88,438,000 |
| Interest-bearing deposits | 51,792,000 | 54,838,000 | 53,623,000 | 53,390,000 |
| Noninterest-bearing deposits | 36,537,000 | 35,512,000 | 34,663,000 | 35,048,000 |
| Equity capital | 11,984,000 | 12,456,000 | 12,669,000 | 10,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,348,000 | 2,707,000 | 4,105,000 | 5,500,000 |
| Interest expense | 168,000 | 338,000 | 530,000 | 718,000 |
| Net interest income | 1,180,000 | 2,369,000 | 3,575,000 | 4,782,000 |
| Noninterest income | 517,000 | 1,019,000 | 1,530,000 | 2,048,000 |
| Noninterest expense | 1,360,000 | 2,702,000 | 4,053,000 | 5,399,000 |
| Provision for loan losses | 15,000 | 36,000 | 51,000 | 60,000 |
| Pretax income | 323,000 | 683,000 | 1,040,000 | 1,410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 323,000 | 683,000 | 1,040,000 | 1,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,199,000 | 11,434,000 | 11,982,000 | 11,937,000 |
| Total capital | 12,081,000 | 12,352,000 | 12,908,000 | 12,884,000 |
| Risk-weighted assets | 69,952,000 | 72,885,000 | 73,498,000 | 75,260,000 |