Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 117,527,000 | 119,175,000 | 140,123,000 | 126,238,000 |
| Total loans | 71,087,000 | 72,609,000 | 73,428,000 | 71,846,000 |
| Allowance for loan losses | 1,344,000 | 1,382,000 | 1,429,000 | 1,439,000 |
| Securities available for sale | 38,932,000 | 38,100,000 | 58,566,000 | 46,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,693,000 | 86,099,000 | 85,654,000 | 88,291,000 |
| Interest-bearing deposits | 53,843,000 | 52,803,000 | 54,066,000 | 52,472,000 |
| Noninterest-bearing deposits | 31,850,000 | 33,296,000 | 31,588,000 | 35,819,000 |
| Equity capital | 11,079,000 | 10,427,000 | 12,088,000 | 11,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,310,000 | 2,546,000 | 3,853,000 | 5,161,000 |
| Interest expense | 173,000 | 322,000 | 475,000 | 627,000 |
| Net interest income | 1,137,000 | 2,224,000 | 3,378,000 | 4,534,000 |
| Noninterest income | 703,000 | 1,289,000 | 1,905,000 | 2,451,000 |
| Noninterest expense | 1,394,000 | 2,679,000 | 4,038,000 | 5,413,000 |
| Provision for loan losses | 7,000 | 31,000 | 44,000 | 74,000 |
| Pretax income | 443,000 | 804,000 | 1,200,000 | 1,635,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 443,000 | 804,000 | 1,200,000 | 1,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,382,000 | 10,283,000 | 11,226,000 | 11,186,000 |
| Total capital | 11,201,000 | 11,118,000 | 12,125,000 | 12,037,000 |
| Risk-weighted assets | 64,965,000 | 66,217,000 | 71,381,000 | 67,453,000 |