Call reports 2014
PEOPLES BANK — 2014
What PEOPLES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 118,973,000 | 119,876,000 | 121,865,000 | 123,075,000 |
| Total loans | 66,048,000 | 66,678,000 | 71,193,000 | 70,908,000 |
| Allowance for loan losses | 1,136,000 | 1,141,000 | 1,186,000 | 1,174,000 |
| Securities available for sale | 44,711,000 | 44,947,000 | 43,254,000 | 42,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,634,000 | 89,248,000 | 87,729,000 | 92,381,000 |
| Interest-bearing deposits | 55,594,000 | 54,603,000 | 53,581,000 | 53,408,000 |
| Noninterest-bearing deposits | 33,040,000 | 34,645,000 | 34,148,000 | 38,973,000 |
| Equity capital | 9,751,000 | 10,213,000 | 9,880,000 | 10,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,501,000 | 3,760,000 | 5,023,000 |
| Interest expense | 208,000 | 390,000 | 573,000 | 755,000 |
| Net interest income | 1,054,000 | 2,111,000 | 3,187,000 | 4,268,000 |
| Noninterest income | 566,000 | 1,170,000 | 1,785,000 | 2,380,000 |
| Noninterest expense | 1,218,000 | 2,452,000 | 3,713,000 | 4,964,000 |
| Provision for loan losses | 30,000 | 60,000 | 87,000 | 113,000 |
| Pretax income | 413,000 | 810,000 | 1,203,000 | 1,605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 413,000 | 810,000 | 1,203,000 | 1,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,332,000 | 10,330,000 | 10,322,000 | 10,279,000 |
| Total capital | 11,109,000 | 11,100,000 | 11,141,000 | 11,098,000 |
| Risk-weighted assets | 61,831,000 | 61,665,000 | 65,163,000 | 65,135,000 |