Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 113,773,000 | 113,498,000 | 115,734,000 | 119,538,000 |
| Total loans | 72,700,000 | 71,440,000 | 69,686,000 | 67,227,000 |
| Allowance for loan losses | 903,000 | 974,000 | 1,030,000 | 1,089,000 |
| Securities available for sale | 29,457,000 | 32,163,000 | 34,855,000 | 41,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,586,000 | 83,540,000 | 86,048,000 | 90,174,000 |
| Interest-bearing deposits | 55,565,000 | 54,545,000 | 57,303,000 | 56,977,000 |
| Noninterest-bearing deposits | 27,021,000 | 28,995,000 | 28,745,000 | 33,197,000 |
| Equity capital | 10,739,000 | 9,493,000 | 9,275,000 | 9,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,603,000 | 3,879,000 | 5,157,000 |
| Interest expense | 212,000 | 419,000 | 623,000 | 815,000 |
| Net interest income | 1,071,000 | 2,184,000 | 3,256,000 | 4,342,000 |
| Noninterest income | 629,000 | 1,336,000 | 2,072,000 | 2,730,000 |
| Noninterest expense | 1,289,000 | 2,638,000 | 3,960,000 | 5,244,000 |
| Provision for loan losses | 51,000 | 138,000 | 226,000 | 292,000 |
| Pretax income | 360,000 | 752,000 | 1,150,000 | 1,544,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 360,000 | 752,000 | 1,150,000 | 1,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,252,000 | 10,245,000 | 10,269,000 | 10,269,000 |
| Total capital | 11,068,000 | 11,046,000 | 11,068,000 | 11,056,000 |
| Risk-weighted assets | 65,209,000 | 63,925,000 | 63,675,000 | 62,693,000 |