Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 114,283,000 | 110,627,000 | 111,139,000 | 112,664,000 |
| Total loans | 75,940,000 | 75,927,000 | 73,709,000 | 71,929,000 |
| Allowance for loan losses | 966,000 | 1,005,000 | 774,000 | 847,000 |
| Securities available for sale | 26,199,000 | 25,926,000 | 26,866,000 | 22,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,154,000 | 79,087,000 | 79,714,000 | 81,387,000 |
| Interest-bearing deposits | 56,510,000 | 54,457,000 | 54,962,000 | 55,983,000 |
| Noninterest-bearing deposits | 26,644,000 | 24,630,000 | 24,752,000 | 25,404,000 |
| Equity capital | 10,721,000 | 11,077,000 | 11,080,000 | 10,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,394,000 | 2,788,000 | 4,127,000 | 5,439,000 |
| Interest expense | 244,000 | 488,000 | 723,000 | 950,000 |
| Net interest income | 1,150,000 | 2,300,000 | 3,404,000 | 4,489,000 |
| Noninterest income | 629,000 | 1,306,000 | 1,912,000 | 2,568,000 |
| Noninterest expense | 1,271,000 | 2,580,000 | 3,860,000 | 5,125,000 |
| Provision for loan losses | 19,000 | 66,000 | 126,000 | 218,000 |
| Pretax income | 506,000 | 1,010,000 | 1,476,000 | 1,908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 506,000 | 1,010,000 | 1,476,000 | 1,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,272,000 | 10,300,000 | 10,307,000 | 10,268,000 |
| Total capital | 11,097,000 | 11,114,000 | 11,081,000 | 11,060,000 |
| Risk-weighted assets | 65,754,000 | 64,966,000 | 63,469,000 | 63,296,000 |