Call reports 2011
PEOPLES BANK — 2011
What PEOPLES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 111,759,000 | 113,038,000 | 111,015,000 | 109,127,000 |
| Total loans | 75,697,000 | 75,653,000 | 76,154,000 | 76,158,000 |
| Allowance for loan losses | 1,171,000 | 1,200,000 | 1,254,000 | 1,264,000 |
| Securities available for sale | 27,096,000 | 28,595,000 | 20,298,000 | 24,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,620,000 | 78,087,000 | 79,545,000 | 77,965,000 |
| Interest-bearing deposits | 56,282,000 | 55,853,000 | 56,303,000 | 56,154,000 |
| Noninterest-bearing deposits | 22,338,000 | 22,234,000 | 23,242,000 | 21,811,000 |
| Equity capital | 9,716,000 | 10,249,000 | 11,032,000 | 10,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,415,000 | 2,873,000 | 4,301,000 | 5,697,000 |
| Interest expense | 280,000 | 548,000 | 814,000 | 1,068,000 |
| Net interest income | 1,135,000 | 2,325,000 | 3,487,000 | 4,629,000 |
| Noninterest income | 661,000 | 1,345,000 | 2,067,000 | 2,775,000 |
| Noninterest expense | 1,240,000 | 2,561,000 | 3,846,000 | 5,123,000 |
| Provision for loan losses | 63,000 | 124,000 | 180,000 | 243,000 |
| Pretax income | 519,000 | 1,006,000 | 1,559,000 | 2,245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 519,000 | 1,006,000 | 1,559,000 | 2,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,240,000 | 10,252,000 | 10,330,000 | 10,265,000 |
| Total capital | 11,064,000 | 11,077,000 | 11,144,000 | 11,079,000 |
| Risk-weighted assets | 65,604,000 | 65,605,000 | 64,691,000 | 64,680,000 |