Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 115,268,000 | 116,250,000 | 113,286,000 | 111,389,000 |
| Total loans | 78,735,000 | 79,218,000 | 74,432,000 | 71,567,000 |
| Allowance for loan losses | 1,217,000 | 1,282,000 | 1,114,000 | 1,132,000 |
| Securities available for sale | 27,895,000 | 28,242,000 | 29,619,000 | 31,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,580,000 | 81,899,000 | 80,474,000 | 81,246,000 |
| Interest-bearing deposits | 58,932,000 | 59,398,000 | 58,795,000 | 59,502,000 |
| Noninterest-bearing deposits | 22,648,000 | 22,501,000 | 21,679,000 | 21,744,000 |
| Equity capital | 10,289,000 | 10,756,000 | 10,669,000 | 9,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,618,000 | 3,200,000 | 4,787,000 | 6,233,000 |
| Interest expense | 358,000 | 699,000 | 1,029,000 | 1,337,000 |
| Net interest income | 1,260,000 | 2,501,000 | 3,758,000 | 4,896,000 |
| Noninterest income | 687,000 | 1,548,000 | 2,314,000 | 3,041,000 |
| Noninterest expense | 1,264,000 | 2,620,000 | 3,965,000 | 5,174,000 |
| Provision for loan losses | 59,000 | 115,000 | 193,000 | 232,000 |
| Pretax income | 643,000 | 1,407,000 | 2,040,000 | 2,693,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 643,000 | 1,407,000 | 2,040,000 | 2,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,182,000 | 10,302,000 | 10,176,000 | 10,196,000 |
| Total capital | 11,060,000 | 11,195,000 | 11,024,000 | 11,006,000 |
| Risk-weighted assets | 69,937,000 | 71,032,000 | 67,612,000 | 64,461,000 |