Call reports 2009
PEOPLES BANK — 2009
What PEOPLES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 125,761,000 | 117,259,000 | 114,185,000 | 116,589,000 |
| Total loans | 78,634,000 | 81,141,000 | 79,022,000 | 80,492,000 |
| Allowance for loan losses | 1,115,000 | 1,168,000 | 1,128,000 | 1,174,000 |
| Securities available for sale | 38,279,000 | 26,271,000 | 26,005,000 | 27,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,816,000 | 86,407,000 | 82,998,000 | 82,394,000 |
| Interest-bearing deposits | 67,990,000 | 65,615,000 | 61,603,000 | 60,343,000 |
| Noninterest-bearing deposits | 20,826,000 | 20,792,000 | 21,395,000 | 22,051,000 |
| Equity capital | 10,405,000 | 10,291,000 | 10,425,000 | 9,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,765,000 | 3,508,000 | 5,178,000 | 6,810,000 |
| Interest expense | 541,000 | 1,042,000 | 1,492,000 | 1,881,000 |
| Net interest income | 1,224,000 | 2,466,000 | 3,686,000 | 4,929,000 |
| Noninterest income | 673,000 | 1,430,000 | 2,200,000 | 2,969,000 |
| Noninterest expense | 1,255,000 | 2,569,000 | 3,891,000 | 5,221,000 |
| Provision for loan losses | 73,000 | 138,000 | 206,000 | 285,000 |
| Pretax income | 569,000 | 1,207,000 | 1,862,000 | 2,519,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 569,000 | 1,207,000 | 1,862,000 | 2,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,107,000 | 10,177,000 | 10,193,000 | 10,195,000 |
| Total capital | 11,008,000 | 11,096,000 | 11,108,000 | 11,101,000 |
| Risk-weighted assets | 71,826,000 | 73,086,000 | 72,982,000 | 71,825,000 |