Call reports 2008
PEOPLES BANK — 2008
What PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 111,949,000 | 116,873,000 | 120,435,000 | 113,331,000 |
| Total loans | 81,745,000 | 81,423,000 | 81,169,000 | 78,682,000 |
| Allowance for loan losses | 854,000 | 928,000 | 1,002,000 | 1,046,000 |
| Securities available for sale | 18,312,000 | 29,399,000 | 29,675,000 | 25,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,889,000 | 85,374,000 | 82,851,000 | 82,469,000 |
| Interest-bearing deposits | 65,792,000 | 64,243,000 | 61,901,000 | 61,901,000 |
| Noninterest-bearing deposits | 20,097,000 | 21,131,000 | 20,950,000 | 20,568,000 |
| Equity capital | 10,430,000 | 9,604,000 | 9,845,000 | 10,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,586,000 | 5,431,000 | 7,219,000 |
| Interest expense | 585,000 | 1,138,000 | 1,747,000 | 2,316,000 |
| Net interest income | 1,197,000 | 2,448,000 | 3,684,000 | 4,903,000 |
| Noninterest income | 757,000 | 1,511,000 | 2,268,000 | 2,979,000 |
| Noninterest expense | 1,262,000 | 2,554,000 | 3,830,000 | 5,046,000 |
| Provision for loan losses | 127,000 | 250,000 | 342,000 | 448,000 |
| Pretax income | 580,000 | 1,239,000 | 1,864,000 | 2,472,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 580,000 | 1,239,000 | 1,864,000 | 2,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,118,000 | 10,197,000 | 10,163,000 | 10,146,000 |
| Total capital | 10,972,000 | 11,079,000 | 11,048,000 | 11,001,000 |
| Risk-weighted assets | 70,200,000 | 70,510,000 | 70,652,000 | 68,555,000 |