Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 97,550,000 | 93,140,000 | 99,448,000 | 97,909,000 |
| Total loans | 76,003,000 | 76,415,000 | 78,585,000 | 79,882,000 |
| Allowance for loan losses | 746,000 | 765,000 | 767,000 | 799,000 |
| Securities available for sale | 11,773,000 | 11,697,000 | 13,888,000 | 11,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,049,000 | 82,619,000 | 84,586,000 | 85,500,000 |
| Interest-bearing deposits | 65,330,000 | 63,458,000 | 64,422,000 | 66,235,000 |
| Noninterest-bearing deposits | 21,719,000 | 19,161,000 | 20,164,000 | 19,265,000 |
| Equity capital | 9,867,000 | 9,837,000 | 10,014,000 | 10,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,719,000 | 3,438,000 | 5,208,000 | 6,990,000 |
| Interest expense | 589,000 | 1,184,000 | 1,811,000 | 2,444,000 |
| Net interest income | 1,130,000 | 2,254,000 | 3,397,000 | 4,546,000 |
| Noninterest income | 455,000 | 1,098,000 | 1,753,000 | 2,465,000 |
| Noninterest expense | 997,000 | 2,115,000 | 3,251,000 | 4,482,000 |
| Provision for loan losses | 34,000 | 84,000 | 160,000 | 323,000 |
| Pretax income | 554,000 | 1,153,000 | 1,739,000 | 2,287,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 554,000 | 1,153,000 | 1,739,000 | 2,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,091,000 | 10,138,000 | 10,124,000 | 10,086,000 |
| Total capital | 10,837,000 | 10,903,000 | 10,891,000 | 10,885,000 |
| Risk-weighted assets | 63,076,000 | 62,064,000 | 65,793,000 | 66,026,000 |