Call reports 2006
PEOPLES BANK — 2006
What PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 93,284,000 | 95,675,000 | 96,273,000 | 94,286,000 |
| Total loans | 76,822,000 | 78,442,000 | 77,380,000 | 76,897,000 |
| Allowance for loan losses | 739,000 | 761,000 | 696,000 | 719,000 |
| Securities available for sale | 11,478,000 | 11,341,000 | 11,634,000 | 11,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,806,000 | 81,064,000 | 84,783,000 | 83,842,000 |
| Interest-bearing deposits | 62,485,000 | 61,616,000 | 63,435,000 | 64,161,000 |
| Noninterest-bearing deposits | 18,321,000 | 19,448,000 | 21,348,000 | 19,681,000 |
| Equity capital | 9,676,000 | 9,672,000 | 9,840,000 | 9,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,281,000 | 5,021,000 | 6,798,000 |
| Interest expense | 495,000 | 1,014,000 | 1,573,000 | 2,198,000 |
| Net interest income | 1,132,000 | 2,267,000 | 3,448,000 | 4,600,000 |
| Noninterest income | 413,000 | 847,000 | 1,298,000 | 1,760,000 |
| Noninterest expense | 1,055,000 | 2,107,000 | 3,171,000 | 4,156,000 |
| Provision for loan losses | 12,000 | 50,000 | 78,000 | 119,000 |
| Pretax income | 478,000 | 957,000 | 1,497,000 | 2,066,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 478,000 | 957,000 | 1,497,000 | 2,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,192,000 | 10,104,000 | 10,078,000 | 10,107,000 |
| Total capital | 10,931,000 | 10,865,000 | 10,774,000 | 10,826,000 |
| Risk-weighted assets | 62,527,000 | 63,426,000 | 62,681,000 | 62,032,000 |