Call reports 2004
PEOPLES BANK — 2004
What PEOPLES BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 92,931,000 | 90,457,000 | 88,015,000 | 92,336,000 |
| Total loans | 69,567,000 | 70,409,000 | 69,332,000 | 73,866,000 |
| Allowance for loan losses | 717,000 | 657,000 | 697,000 | 699,000 |
| Securities available for sale | 9,036,000 | 11,626,000 | 10,921,000 | 11,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,615,000 | 72,658,000 | 71,174,000 | 70,311,000 |
| Interest-bearing deposits | 62,860,000 | 60,740,000 | 59,107,000 | 58,839,000 |
| Noninterest-bearing deposits | 11,755,000 | 11,918,000 | 12,067,000 | 11,472,000 |
| Equity capital | 12,922,000 | 12,747,000 | 12,649,000 | 12,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,631,000 | 3,935,000 | 5,311,000 |
| Interest expense | 315,000 | 602,000 | 882,000 | 1,174,000 |
| Net interest income | 1,015,000 | 2,029,000 | 3,053,000 | 4,137,000 |
| Noninterest income | 546,000 | 1,366,000 | 1,647,000 | 2,457,000 |
| Noninterest expense | 1,049,000 | 2,229,000 | 3,322,000 | 4,520,000 |
| Provision for loan losses | 19,000 | 50,000 | 85,000 | 118,000 |
| Pretax income | 479,000 | 1,102,000 | 1,247,000 | 1,907,000 |
| Income tax | 163,000 | 375,000 | 424,000 | 648,000 |
| Net income | 316,000 | 727,000 | 823,000 | 1,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,894,000 | 12,989,000 | 12,693,000 | 12,435,000 |
| Total capital | 13,611,000 | 13,646,000 | 13,390,000 | 13,134,000 |
| Risk-weighted assets | 59,774,000 | 58,931,000 | 57,725,000 | 60,400,000 |