Call reports 2003
PEOPLES BANK — 2003
What PEOPLES BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 109,112,000 | 100,592,000 | 95,482,000 | 95,972,000 |
| Total loans | 80,708,000 | 69,015,000 | 67,455,000 | 70,987,000 |
| Allowance for loan losses | 950,000 | 783,000 | 775,000 | 714,000 |
| Securities available for sale | 12,547,000 | 22,742,000 | 20,298,000 | 18,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,371,000 | 78,581,000 | 76,301,000 | 76,631,000 |
| Interest-bearing deposits | 68,410,000 | 67,770,000 | 65,592,000 | 65,037,000 |
| Noninterest-bearing deposits | 12,961,000 | 10,811,000 | 10,709,000 | 11,594,000 |
| Equity capital | 15,347,000 | 13,353,000 | 12,924,000 | 12,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 16,889,000 | 18,615,000 | 20,027,000 | 21,433,000 |
| Interest expense | 476,000 | 907,000 | 1,298,000 | 1,639,000 |
| Net interest income | 16,413,000 | 17,708,000 | 18,729,000 | 19,794,000 |
| Noninterest income | 6,766,000 | 7,082,000 | 7,390,000 | 7,811,000 |
| Noninterest expense | 15,627,000 | 16,717,000 | 17,703,000 | 18,764,000 |
| Provision for loan losses | -7,000 | -93,000 | -66,000 | -90,000 |
| Pretax income | 7,601,000 | 8,208,000 | 8,529,000 | 8,980,000 |
| Income tax | 2,584,000 | 2,791,000 | 2,900,000 | 3,053,000 |
| Net income | 5,017,000 | 5,417,000 | 5,629,000 | 5,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,287,000 | 13,179,000 | 12,946,000 | 13,078,000 |
| Total capital | 16,168,000 | 13,928,000 | 13,664,000 | 13,792,000 |
| Risk-weighted assets | 70,399,000 | 59,848,000 | 57,249,000 | 61,044,000 |