Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 100,435,000 | 103,321,000 | 102,300,000 | 106,619,000 |
| Total loans | 84,388,000 | 83,864,000 | 85,659,000 | 87,325,000 |
| Allowance for loan losses | 852,000 | 946,000 | 1,020,000 | 1,103,000 |
| Securities available for sale | 5,542,000 | 4,585,000 | 4,574,000 | 7,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,126,000 | 82,401,000 | 81,101,000 | 79,191,000 |
| Interest-bearing deposits | 76,308,000 | 72,318,000 | 70,137,000 | 69,284,000 |
| Noninterest-bearing deposits | 9,818,000 | 10,083,000 | 10,964,000 | 9,907,000 |
| Equity capital | 10,987,000 | 12,014,000 | 13,066,000 | 13,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 16,038,000 | 31,893,000 | 50,231,000 | 69,220,000 |
| Interest expense | 717,000 | 1,305,000 | 1,843,000 | 2,374,000 |
| Net interest income | 15,321,000 | 30,588,000 | 48,388,000 | 66,846,000 |
| Noninterest income | 398,000 | 729,000 | 1,083,000 | 1,470,000 |
| Noninterest expense | 13,797,000 | 26,777,000 | 41,773,000 | 57,891,000 |
| Provision for loan losses | 584,000 | 1,827,000 | 3,198,000 | 4,295,000 |
| Pretax income | 1,338,000 | 2,713,000 | 4,500,000 | 6,130,000 |
| Income tax | 370,000 | 478,000 | 886,000 | 1,245,000 |
| Net income | 968,000 | 2,235,000 | 3,614,000 | 4,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,038,000 | 11,994,000 | 13,026,000 | 13,390,000 |
| Total capital | 11,890,000 | 12,900,000 | 13,950,000 | 14,357,000 |
| Risk-weighted assets | 70,639,000 | 72,464,000 | 73,805,000 | 77,165,000 |