Call reports 2001
PEOPLES BANK — 2001
What PEOPLES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 84,023,000 | 92,356,000 | 101,172,000 | 109,630,000 |
| Total loans | 73,799,000 | 79,352,000 | 88,343,000 | 90,358,000 |
| Allowance for loan losses | 321,000 | 414,000 | 672,000 | 946,000 |
| Securities available for sale | 2,881,000 | 3,065,000 | 3,797,000 | 3,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,320,000 | 82,546,000 | 87,112,000 | 91,740,000 |
| Interest-bearing deposits | 65,353,000 | 71,867,000 | 77,637,000 | 80,265,000 |
| Noninterest-bearing deposits | 9,967,000 | 10,679,000 | 9,475,000 | 11,475,000 |
| Equity capital | 6,474,000 | 7,360,000 | 7,632,000 | 10,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,563,000 | 11,531,000 | 24,467,000 | 41,638,000 |
| Interest expense | 892,000 | 1,766,000 | 2,705,000 | 3,586,000 |
| Net interest income | 1,671,000 | 9,765,000 | 21,762,000 | 38,052,000 |
| Noninterest income | 268,000 | 575,000 | 897,000 | 1,291,000 |
| Noninterest expense | 1,132,000 | 8,306,000 | 18,165,000 | 32,618,000 |
| Provision for loan losses | 130,000 | 475,000 | 1,937,000 | 3,646,000 |
| Pretax income | 677,000 | 1,559,000 | 2,557,000 | 3,084,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 677,000 | 1,559,000 | 2,557,000 | 3,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,465,000 | 7,348,000 | 7,595,000 | 10,346,000 |
| Total capital | 6,786,000 | 7,762,000 | 8,267,000 | 11,292,000 |
| Risk-weighted assets | 57,809,000 | 64,207,000 | 73,283,000 | 77,813,000 |