Call reports 2019
FIRST STATE BANK OF ASHBY — 2019
What FIRST STATE BANK OF ASHBY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 34,621,000 | 35,520,000 | 36,249,000 |
| Total loans | 21,671,000 | 22,004,000 | 22,528,000 |
| Allowance for loan losses | 36,000 | 53,000 | 66,000 |
| Securities available for sale | 2,370,000 | 2,340,000 | 2,307,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 30,060,000 | 30,826,000 | 31,607,000 |
| Interest-bearing deposits | 24,536,000 | 25,073,000 | 25,919,000 |
| Noninterest-bearing deposits | 5,524,000 | 5,753,000 | 5,688,000 |
| Equity capital | 4,472,000 | 4,602,000 | 4,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 365,000 | 751,000 | 1,140,000 |
| Interest expense | 46,000 | 95,000 | 149,000 |
| Net interest income | 319,000 | 656,000 | 991,000 |
| Noninterest income | 30,000 | 58,000 | 84,000 |
| Noninterest expense | 247,000 | 478,000 | 718,000 |
| Provision for loan losses | 16,000 | 32,000 | 48,000 |
| Pretax income | 86,000 | 204,000 | 309,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 86,000 | 204,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 2,543,000 | 2,675,000 | 2,608,000 |
| Total capital | 2,579,000 | 2,728,000 | 2,674,000 |
| Risk-weighted assets | 20,521,000 | 21,563,000 | 23,469,000 |