Call reports 2016
FIRST STATE BANK OF ASHBY — 2016
What FIRST STATE BANK OF ASHBY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 33,256,000 | 33,286,000 | 33,228,000 | 34,304,000 |
| Total loans | 21,983,000 | 22,383,000 | 22,311,000 | 22,948,000 |
| Allowance for loan losses | 222,000 | 229,000 | 230,000 | 231,000 |
| Securities available for sale | 4,147,000 | 4,034,000 | 3,973,000 | 3,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,357,000 | 30,323,000 | 30,302,000 | 31,402,000 |
| Interest-bearing deposits | 25,448,000 | 25,159,000 | 24,697,000 | 25,504,000 |
| Noninterest-bearing deposits | 4,909,000 | 5,164,000 | 5,605,000 | 5,899,000 |
| Equity capital | 2,749,000 | 2,819,000 | 2,785,000 | 2,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 346,000 | 710,000 | 1,063,000 | 1,417,000 |
| Interest expense | 40,000 | 79,000 | 118,000 | 156,000 |
| Net interest income | 306,000 | 631,000 | 945,000 | 1,261,000 |
| Noninterest income | 27,000 | 57,000 | 87,000 | 126,000 |
| Noninterest expense | 251,000 | 514,000 | 746,000 | 987,000 |
| Provision for loan losses | 0 | 7,000 | 7,000 | 7,000 |
| Pretax income | 82,000 | 167,000 | 279,000 | 393,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 82,000 | 166,000 | 278,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,703,000 | 2,749,000 | 2,737,000 | 2,800,000 |
| Total capital | 2,925,000 | 2,978,000 | 2,967,000 | 3,031,000 |
| Risk-weighted assets | 21,095,000 | 22,007,000 | 22,075,000 | 22,974,000 |