Call reports 2012
FIRST STATE BANK OF ASHBY — 2012
What FIRST STATE BANK OF ASHBY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 30,899,000 | 30,963,000 | 29,950,000 | 32,772,000 |
| Total loans | 14,789,000 | 15,686,000 | 16,297,000 | 16,396,000 |
| Allowance for loan losses | 176,000 | 163,000 | 163,000 | 163,000 |
| Securities available for sale | 5,637,000 | 5,923,000 | 6,230,000 | 5,958,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,256,000 | 28,258,000 | 27,185,000 | 30,044,000 |
| Interest-bearing deposits | 24,029,000 | 23,747,000 | 23,189,000 | 24,320,000 |
| Noninterest-bearing deposits | 4,227,000 | 4,511,000 | 3,996,000 | 5,724,000 |
| Equity capital | 2,599,000 | 2,664,000 | 2,725,000 | 2,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 288,000 | 581,000 | 892,000 | 1,192,000 |
| Interest expense | 76,000 | 148,000 | 218,000 | 285,000 |
| Net interest income | 212,000 | 433,000 | 674,000 | 907,000 |
| Noninterest income | 29,000 | 58,000 | 89,000 | 126,000 |
| Noninterest expense | 196,000 | 417,000 | 636,000 | 889,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 74,000 | 127,000 | 144,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 45,000 | 74,000 | 127,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,387,000 | 2,416,000 | 2,469,000 | 2,447,000 |
| Total capital | 2,563,000 | 2,579,000 | 2,632,000 | 2,610,000 |
| Risk-weighted assets | 14,905,000 | 17,007,000 | 17,193,000 | 16,295,000 |