Call reports 2007
FIRST STATE BANK OF ASHBY — 2007
What FIRST STATE BANK OF ASHBY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,274,000 | 23,638,000 | 24,598,000 | 25,478,000 |
| Total loans | 16,377,000 | 16,844,000 | 16,484,000 | 16,567,000 |
| Allowance for loan losses | 195,000 | 195,000 | 215,000 | 209,000 |
| Securities available for sale | 4,092,000 | 4,020,000 | 3,955,000 | 3,924,000 |
| Securities held to maturity | 131,000 | 131,000 | 131,000 | 61,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,254,000 | 20,609,000 | 21,483,000 | 22,299,000 |
| Interest-bearing deposits | 17,603,000 | 17,979,000 | 18,491,000 | 19,191,000 |
| Noninterest-bearing deposits | 2,650,000 | 2,630,000 | 2,992,000 | 3,109,000 |
| Equity capital | 1,921,000 | 1,937,000 | 2,010,000 | 2,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 768,000 | 1,173,000 | 1,570,000 |
| Interest expense | 172,000 | 351,000 | 541,000 | 734,000 |
| Net interest income | 208,000 | 417,000 | 632,000 | 836,000 |
| Noninterest income | 33,000 | 66,000 | 99,000 | 139,000 |
| Noninterest expense | 168,000 | 351,000 | 521,000 | 720,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 132,000 | 210,000 | 255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 132,000 | 210,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,974,000 | 1,987,000 | 2,035,000 | 2,053,000 |
| Total capital | 2,169,000 | 2,182,000 | 2,248,000 | 2,262,000 |
| Risk-weighted assets | 16,319,000 | 17,081,000 | 17,055,000 | 17,184,000 |