Call reports 2001
FIRST STATE BANK OF ASHBY — 2001
What FIRST STATE BANK OF ASHBY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,058,000 | 19,120,000 | 20,240,000 | 21,070,000 |
| Total loans | 11,705,000 | 12,278,000 | 13,326,000 | 13,163,000 |
| Allowance for loan losses | 145,000 | 150,000 | 155,000 | 155,000 |
| Securities available for sale | 2,421,000 | 2,425,000 | 2,131,000 | 2,888,000 |
| Securities held to maturity | 1,864,000 | 1,708,000 | 1,844,000 | 1,826,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,483,000 | 17,520,000 | 18,603,000 | 19,372,000 |
| Interest-bearing deposits | 15,388,000 | 15,497,000 | 16,279,000 | 16,753,000 |
| Noninterest-bearing deposits | 2,095,000 | 2,023,000 | 2,324,000 | 2,619,000 |
| Equity capital | 1,460,000 | 1,497,000 | 1,551,000 | 1,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 740,000 | 1,121,000 | 1,505,000 |
| Interest expense | 190,000 | 382,000 | 574,000 | 756,000 |
| Net interest income | 181,000 | 358,000 | 547,000 | 749,000 |
| Noninterest income | 17,000 | 36,000 | 58,000 | 86,000 |
| Noninterest expense | 134,000 | 262,000 | 372,000 | 523,000 |
| Provision for loan losses | 0 | 3,000 | 8,000 | 8,000 |
| Pretax income | 64,000 | 129,000 | 225,000 | 304,000 |
| Income tax | 9,000 | -13,000 | -10,000 | -6,000 |
| Net income | 55,000 | 142,000 | 235,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,441,000 | 1,474,000 | 1,510,000 | 1,585,000 |
| Total capital | 1,586,000 | 1,624,000 | 1,665,000 | 1,740,000 |
| Risk-weighted assets | 12,082,000 | 12,630,000 | 13,790,000 | 13,799,000 |