Call reports 2016
COMMUNITY BANK OF LOUISIANA — 2016
What COMMUNITY BANK OF LOUISIANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 420,357,000 | 410,988,000 | 434,719,000 | 486,730,000 |
| Total loans | 175,033,000 | 182,880,000 | 188,673,000 | 190,383,000 |
| Allowance for loan losses | 1,019,000 | 1,267,000 | 1,332,000 | 1,335,000 |
| Securities available for sale | 218,705,000 | 202,004,000 | 216,059,000 | 222,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,293,000 | 372,024,000 | 395,428,000 | 452,247,000 |
| Interest-bearing deposits | 293,892,000 | 283,957,000 | 303,254,000 | 359,090,000 |
| Noninterest-bearing deposits | 89,401,000 | 88,067,000 | 92,174,000 | 93,157,000 |
| Equity capital | 36,639,000 | 38,485,000 | 38,605,000 | 34,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,323,000 | 6,644,000 | 9,985,000 | 13,431,000 |
| Interest expense | 258,000 | 504,000 | 765,000 | 1,034,000 |
| Net interest income | 3,065,000 | 6,140,000 | 9,220,000 | 12,397,000 |
| Noninterest income | 494,000 | 1,031,000 | 1,555,000 | 2,102,000 |
| Noninterest expense | 2,362,000 | 4,655,000 | 6,911,000 | 9,322,000 |
| Provision for loan losses | 45,000 | 487,000 | 567,000 | 609,000 |
| Pretax income | 1,172,000 | 2,072,000 | 3,370,000 | 4,643,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,172,000 | 2,072,000 | 3,370,000 | 4,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,620,000 | 36,370,000 | 36,893,000 | 38,167,000 |
| Total capital | 36,639,000 | 37,637,000 | 38,225,000 | 39,502,000 |
| Risk-weighted assets | 206,937,000 | 208,949,000 | 216,418,000 | 195,953,000 |