Call reports 2015
COMMUNITY BANK OF LOUISIANA — 2015
What COMMUNITY BANK OF LOUISIANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 422,145,000 | 427,625,000 | 405,084,000 | 444,228,000 |
| Total loans | 156,131,000 | 165,604,000 | 171,755,000 | 171,824,000 |
| Allowance for loan losses | 673,000 | 830,000 | 814,000 | 949,000 |
| Securities available for sale | 237,944,000 | 231,111,000 | 205,273,000 | 203,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,189,000 | 372,812,000 | 363,153,000 | 407,656,000 |
| Interest-bearing deposits | 286,100,000 | 279,351,000 | 269,280,000 | 318,991,000 |
| Noninterest-bearing deposits | 98,089,000 | 93,461,000 | 93,873,000 | 88,665,000 |
| Equity capital | 36,184,000 | 34,687,000 | 36,035,000 | 36,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,136,000 | 6,447,000 | 9,645,000 | 12,885,000 |
| Interest expense | 202,000 | 447,000 | 672,000 | 891,000 |
| Net interest income | 2,934,000 | 6,000,000 | 8,973,000 | 11,994,000 |
| Noninterest income | 567,000 | 991,000 | 1,552,000 | 2,045,000 |
| Noninterest expense | 2,172,000 | 4,514,000 | 6,844,000 | 9,374,000 |
| Provision for loan losses | 380,000 | 565,000 | 565,000 | 810,000 |
| Pretax income | 1,095,000 | 2,103,000 | 3,307,000 | 4,550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,095,000 | 2,103,000 | 3,307,000 | 4,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,428,000 | 34,335,000 | 34,940,000 | 36,198,000 |
| Total capital | 35,101,000 | 35,165,000 | 35,754,000 | 37,147,000 |
| Risk-weighted assets | 193,244,000 | 199,860,000 | 202,898,000 | 204,875,000 |