Call reports 2014
COMMUNITY BANK OF LOUISIANA — 2014
What COMMUNITY BANK OF LOUISIANA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 353,043,000 | 355,786,000 | 357,364,000 | 408,465,000 |
| Total loans | 137,030,000 | 139,509,000 | 149,256,000 | 153,563,000 |
| Allowance for loan losses | 1,010,000 | 997,000 | 869,000 | 1,130,000 |
| Securities available for sale | 191,969,000 | 193,329,000 | 188,890,000 | 201,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,373,000 | 323,168,000 | 324,021,000 | 373,897,000 |
| Interest-bearing deposits | 228,577,000 | 229,256,000 | 232,750,000 | 283,303,000 |
| Noninterest-bearing deposits | 93,796,000 | 93,912,000 | 91,271,000 | 90,594,000 |
| Equity capital | 30,377,000 | 32,111,000 | 32,752,000 | 34,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,895,000 | 5,795,000 | 8,771,000 | 11,746,000 |
| Interest expense | 169,000 | 335,000 | 507,000 | 703,000 |
| Net interest income | 2,726,000 | 5,460,000 | 8,264,000 | 11,043,000 |
| Noninterest income | 583,000 | 1,137,000 | 1,775,000 | 2,373,000 |
| Noninterest expense | 2,034,000 | 4,193,000 | 6,320,000 | 8,435,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 1,275,000 | 2,404,000 | 3,821,000 | 5,054,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,275,000 | 2,404,000 | 3,821,000 | 5,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,004,000 | 29,983,000 | 30,800,000 | 32,033,000 |
| Total capital | 31,014,000 | 30,980,000 | 31,669,000 | 33,163,000 |
| Risk-weighted assets | 153,302,000 | 156,599,000 | 165,022,000 | 175,603,000 |