Call reports 2013
COMMUNITY BANK OF LOUISIANA — 2013
What COMMUNITY BANK OF LOUISIANA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 325,025,000 | 325,175,000 | 319,199,000 | 361,811,000 |
| Total loans | 133,612,000 | 135,613,000 | 135,917,000 | 139,044,000 |
| Allowance for loan losses | 973,000 | 913,000 | 870,000 | 1,018,000 |
| Securities available for sale | 162,548,000 | 164,882,000 | 165,164,000 | 163,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,558,000 | 294,781,000 | 289,449,000 | 330,929,000 |
| Interest-bearing deposits | 201,746,000 | 200,852,000 | 196,881,000 | 242,759,000 |
| Noninterest-bearing deposits | 89,812,000 | 93,929,000 | 92,568,000 | 88,170,000 |
| Equity capital | 33,162,000 | 29,895,000 | 29,176,000 | 30,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,949,000 | 5,708,000 | 8,423,000 | 11,264,000 |
| Interest expense | 166,000 | 329,000 | 493,000 | 657,000 |
| Net interest income | 2,783,000 | 5,379,000 | 7,930,000 | 10,607,000 |
| Noninterest income | 641,000 | 1,223,000 | 1,829,000 | 2,464,000 |
| Noninterest expense | 2,096,000 | 3,922,000 | 5,888,000 | 7,719,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 600,000 |
| Pretax income | 1,848,000 | 3,050,000 | 4,293,000 | 5,463,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,848,000 | 3,050,000 | 4,293,000 | 5,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,164,000 | 29,166,000 | 29,809,000 | 30,979,000 |
| Total capital | 30,137,000 | 30,079,000 | 30,679,000 | 31,997,000 |
| Risk-weighted assets | 141,542,000 | 146,122,000 | 146,033,000 | 149,611,000 |