Call reports 2012
COMMUNITY BANK OF LOUISIANA — 2012
What COMMUNITY BANK OF LOUISIANA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 347,048,000 | 325,217,000 | 324,323,000 | 385,730,000 |
| Total loans | 134,235,000 | 130,625,000 | 131,355,000 | 130,511,000 |
| Allowance for loan losses | 1,017,000 | 1,031,000 | 996,000 | 987,000 |
| Securities available for sale | 182,501,000 | 174,087,000 | 173,770,000 | 182,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,903,000 | 290,906,000 | 288,911,000 | 352,360,000 |
| Interest-bearing deposits | 221,702,000 | 204,408,000 | 199,419,000 | 255,492,000 |
| Noninterest-bearing deposits | 93,201,000 | 86,498,000 | 89,492,000 | 96,868,000 |
| Equity capital | 31,891,000 | 32,989,000 | 34,965,000 | 33,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,288,000 | 6,507,000 | 9,682,000 | 12,744,000 |
| Interest expense | 243,000 | 441,000 | 615,000 | 782,000 |
| Net interest income | 3,045,000 | 6,066,000 | 9,067,000 | 11,962,000 |
| Noninterest income | 641,000 | 1,223,000 | 1,827,000 | 2,500,000 |
| Noninterest expense | 1,868,000 | 3,808,000 | 5,790,000 | 7,825,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 2,225,000 | 4,096,000 | 5,742,000 | 7,316,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,225,000 | 4,096,000 | 5,742,000 | 7,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,550,000 | 27,221,000 | 28,268,000 | 27,316,000 |
| Total capital | 27,567,000 | 28,252,000 | 29,264,000 | 28,303,000 |
| Risk-weighted assets | 152,263,000 | 147,365,000 | 146,368,000 | 143,354,000 |