Call reports 2009
COMMUNITY BANK OF LOUISIANA — 2009
What COMMUNITY BANK OF LOUISIANA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 229,444,000 | 222,753,000 | 217,491,000 | 252,867,000 |
| Total loans | 86,020,000 | 95,375,000 | 96,561,000 | 100,170,000 |
| Allowance for loan losses | 592,000 | 808,000 | 812,000 | 858,000 |
| Securities available for sale | 125,604,000 | 111,893,000 | 106,762,000 | 114,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,924,000 | 189,190,000 | 193,252,000 | 230,367,000 |
| Interest-bearing deposits | 151,483,000 | 140,280,000 | 141,730,000 | 173,377,000 |
| Noninterest-bearing deposits | 57,441,000 | 48,910,000 | 51,522,000 | 56,990,000 |
| Equity capital | 19,998,000 | 18,758,000 | 21,652,000 | 21,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,885,000 | 5,713,000 | 8,398,000 | 11,052,000 |
| Interest expense | 368,000 | 715,000 | 1,056,000 | 1,403,000 |
| Net interest income | 2,517,000 | 4,998,000 | 7,342,000 | 9,649,000 |
| Noninterest income | 629,000 | 1,292,000 | 1,981,000 | 2,639,000 |
| Noninterest expense | 1,708,000 | 3,391,000 | 5,256,000 | 7,166,000 |
| Provision for loan losses | 115,000 | 355,000 | 445,000 | 505,000 |
| Pretax income | 1,344,000 | 2,765,000 | 3,869,000 | 4,869,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,344,000 | 2,765,000 | 3,869,000 | 4,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,151,000 | 18,571,000 | 19,176,000 | 20,175,000 |
| Total capital | 18,743,000 | 19,379,000 | 19,988,000 | 21,033,000 |
| Risk-weighted assets | 104,152,000 | 109,680,000 | 103,702,000 | 110,163,000 |