Call reports 2008
COMMUNITY BANK OF LOUISIANA — 2008
What COMMUNITY BANK OF LOUISIANA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 166,790,000 | 212,234,000 | 228,389,000 | 236,705,000 |
| Total loans | 68,002,000 | 68,976,000 | 78,332,000 | 87,219,000 |
| Allowance for loan losses | 636,000 | 615,000 | 596,000 | 587,000 |
| Securities available for sale | 81,001,000 | 107,989,000 | 132,947,000 | 131,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,611,000 | 199,781,000 | 211,060,000 | 211,245,000 |
| Interest-bearing deposits | 113,262,000 | 143,664,000 | 147,668,000 | 150,357,000 |
| Noninterest-bearing deposits | 40,349,000 | 56,117,000 | 63,392,000 | 60,888,000 |
| Equity capital | 12,573,000 | 11,627,000 | 16,489,000 | 20,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,471,000 | 4,963,000 | 7,958,000 | 11,233,000 |
| Interest expense | 738,000 | 1,371,000 | 2,006,000 | 2,466,000 |
| Net interest income | 1,733,000 | 3,592,000 | 5,952,000 | 8,767,000 |
| Noninterest income | 634,000 | 1,302,000 | 1,964,000 | 2,563,000 |
| Noninterest expense | 1,590,000 | 3,272,000 | 5,078,000 | 7,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 849,000 | 1,708,000 | 2,968,000 | 4,195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 849,000 | 1,708,000 | 2,968,000 | 4,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,561,000 | 12,820,000 | 17,080,000 | 18,306,000 |
| Total capital | 12,197,000 | 13,435,000 | 17,676,000 | 18,893,000 |
| Risk-weighted assets | 81,742,000 | 90,890,000 | 101,767,000 | 103,714,000 |