Call reports 2007
COMMUNITY BANK OF LOUISIANA — 2007
What COMMUNITY BANK OF LOUISIANA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 141,583,000 | 145,609,000 | 153,707,000 | 176,974,000 |
| Total loans | 74,044,000 | 72,478,000 | 67,398,000 | 68,923,000 |
| Allowance for loan losses | 715,000 | 682,000 | 651,000 | 647,000 |
| Securities available for sale | 56,760,000 | 59,267,000 | 72,175,000 | 80,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,783,000 | 134,832,000 | 140,927,000 | 164,905,000 |
| Interest-bearing deposits | 88,765,000 | 91,911,000 | 101,189,000 | 127,114,000 |
| Noninterest-bearing deposits | 41,018,000 | 42,921,000 | 39,738,000 | 37,791,000 |
| Equity capital | 10,071,000 | 10,027,000 | 11,602,000 | 11,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,253,000 | 4,527,000 | 6,947,000 | 9,392,000 |
| Interest expense | 734,000 | 1,516,000 | 2,403,000 | 3,259,000 |
| Net interest income | 1,519,000 | 3,011,000 | 4,544,000 | 6,133,000 |
| Noninterest income | 514,000 | 1,042,000 | 1,632,000 | 2,256,000 |
| Noninterest expense | 1,347,000 | 2,679,000 | 4,077,000 | 5,602,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 682,000 | 1,367,000 | 2,091,000 | 2,781,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 682,000 | 1,367,000 | 2,091,000 | 2,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,463,000 | 11,148,000 | 11,872,000 | 10,712,000 |
| Total capital | 11,178,000 | 11,830,000 | 12,523,000 | 11,359,000 |
| Risk-weighted assets | 81,337,000 | 84,458,000 | 80,988,000 | 84,355,000 |