Call reports 2006
COMMUNITY BANK OF LOUISIANA — 2006
What COMMUNITY BANK OF LOUISIANA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 136,766,000 | 135,395,000 | 138,169,000 | 149,657,000 |
| Total loans | 72,183,000 | 70,668,000 | 71,723,000 | 71,561,000 |
| Allowance for loan losses | 638,000 | 684,000 | 683,000 | 556,000 |
| Securities available for sale | 52,156,000 | 51,711,000 | 52,276,000 | 57,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,514,000 | 126,022,000 | 127,054,000 | 139,605,000 |
| Interest-bearing deposits | 85,302,000 | 85,716,000 | 88,129,000 | 97,816,000 |
| Noninterest-bearing deposits | 42,212,000 | 40,306,000 | 38,925,000 | 41,789,000 |
| Equity capital | 8,861,000 | 8,911,000 | 10,116,000 | 9,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,972,000 | 3,972,000 | 6,017,000 | 8,170,000 |
| Interest expense | 604,000 | 1,231,000 | 1,908,000 | 2,632,000 |
| Net interest income | 1,368,000 | 2,741,000 | 4,109,000 | 5,538,000 |
| Noninterest income | 449,000 | 951,000 | 1,544,000 | 2,071,000 |
| Noninterest expense | 1,230,000 | 2,487,000 | 3,737,000 | 5,068,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 555,000 | 1,088,000 | 1,754,000 | 2,337,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 555,000 | 1,088,000 | 1,754,000 | 2,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,649,000 | 10,182,000 | 10,848,000 | 9,781,000 |
| Total capital | 10,287,000 | 10,866,000 | 11,531,000 | 10,337,000 |
| Risk-weighted assets | 82,106,000 | 79,472,000 | 81,470,000 | 83,422,000 |