Call reports 2005
COMMUNITY BANK OF LOUISIANA — 2005
What COMMUNITY BANK OF LOUISIANA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 120,835,000 | 123,582,000 | 131,153,000 | 145,933,000 |
| Total loans | 61,458,000 | 64,089,000 | 67,678,000 | 70,064,000 |
| Allowance for loan losses | 583,000 | 616,000 | 577,000 | 599,000 |
| Securities available for sale | 47,220,000 | 47,629,000 | 44,593,000 | 50,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,071,000 | 113,043,000 | 121,061,000 | 137,076,000 |
| Interest-bearing deposits | 81,425,000 | 79,132,000 | 80,154,000 | 96,576,000 |
| Noninterest-bearing deposits | 30,646,000 | 33,911,000 | 40,907,000 | 40,500,000 |
| Equity capital | 8,330,000 | 9,006,000 | 9,333,000 | 8,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,499,000 | 3,086,000 | 4,774,000 | 6,606,000 |
| Interest expense | 346,000 | 738,000 | 1,156,000 | 1,671,000 |
| Net interest income | 1,153,000 | 2,348,000 | 3,618,000 | 4,935,000 |
| Noninterest income | 376,000 | 794,000 | 1,267,000 | 1,738,000 |
| Noninterest expense | 1,172,000 | 2,344,000 | 3,531,000 | 4,826,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 146,000 |
| Pretax income | 330,000 | 744,000 | 1,276,000 | 1,689,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 330,000 | 744,000 | 1,276,000 | 1,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,765,000 | 9,179,000 | 9,711,000 | 9,094,000 |
| Total capital | 9,348,000 | 9,795,000 | 10,288,000 | 9,693,000 |
| Risk-weighted assets | 69,648,000 | 71,873,000 | 77,794,000 | 83,911,000 |