Call reports 2004
COMMUNITY BANK OF LOUISIANA — 2004
What COMMUNITY BANK OF LOUISIANA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 111,805,000 | 108,433,000 | 110,429,000 | 131,440,000 |
| Total loans | 55,377,000 | 56,174,000 | 57,380,000 | 60,685,000 |
| Allowance for loan losses | 473,000 | 513,000 | 545,000 | 551,000 |
| Securities available for sale | 41,759,000 | 41,044,000 | 41,324,000 | 43,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,765,000 | 99,348,000 | 100,708,000 | 122,660,000 |
| Interest-bearing deposits | 73,988,000 | 71,781,000 | 72,102,000 | 91,228,000 |
| Noninterest-bearing deposits | 27,777,000 | 27,567,000 | 28,606,000 | 31,432,000 |
| Equity capital | 9,420,000 | 8,672,000 | 9,307,000 | 8,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,346,000 | 2,694,000 | 4,080,000 | 5,501,000 |
| Interest expense | 218,000 | 437,000 | 682,000 | 951,000 |
| Net interest income | 1,128,000 | 2,257,000 | 3,398,000 | 4,550,000 |
| Noninterest income | 342,000 | 702,000 | 1,121,000 | 1,509,000 |
| Noninterest expense | 1,071,000 | 2,123,000 | 3,248,000 | 4,484,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 150,000 |
| Pretax income | 354,000 | 746,000 | 1,136,000 | 1,425,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 746,000 | 1,136,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,741,000 | 9,133,000 | 8,998,000 | 8,435,000 |
| Total capital | 9,214,000 | 9,646,000 | 9,543,000 | 8,986,000 |
| Risk-weighted assets | 60,059,000 | 61,137,000 | 62,720,000 | 70,120,000 |