Call reports 2003
COMMUNITY BANK OF LOUISIANA — 2003
What COMMUNITY BANK OF LOUISIANA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 103,440,000 | 103,723,000 | 105,639,000 | 114,452,000 |
| Total loans | 56,930,000 | 56,826,000 | 55,629,000 | 56,198,000 |
| Allowance for loan losses | 487,000 | 485,000 | 468,000 | 457,000 |
| Securities available for sale | 36,943,000 | 37,121,000 | 39,956,000 | 44,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,346,000 | 94,930,000 | 94,981,000 | 106,100,000 |
| Interest-bearing deposits | 72,326,000 | 70,573,000 | 70,075,000 | 79,681,000 |
| Noninterest-bearing deposits | 21,020,000 | 24,357,000 | 24,906,000 | 26,419,000 |
| Equity capital | 7,886,000 | 8,170,000 | 7,686,000 | 7,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,409,000 | 2,771,000 | 4,104,000 | 5,447,000 |
| Interest expense | 363,000 | 672,000 | 927,000 | 1,167,000 |
| Net interest income | 1,046,000 | 2,099,000 | 3,177,000 | 4,280,000 |
| Noninterest income | 349,000 | 704,000 | 1,039,000 | 1,373,000 |
| Noninterest expense | 1,065,000 | 2,067,000 | 3,095,000 | 4,120,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 215,000 |
| Pretax income | 304,000 | 669,000 | 1,018,000 | 1,386,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | 669,000 | 1,018,000 | 1,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,035,000 | 7,175,000 | 7,318,000 | 7,637,000 |
| Total capital | 7,522,000 | 7,660,000 | 7,786,000 | 8,094,000 |
| Risk-weighted assets | 59,361,000 | 59,544,000 | 59,112,000 | 61,199,000 |