Call reports 2002
COMMUNITY BANK OF LOUISIANA — 2002
What COMMUNITY BANK OF LOUISIANA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 91,251,000 | 91,768,000 | 95,258,000 | 104,775,000 |
| Total loans | 51,117,000 | 50,533,000 | 53,000,000 | 57,187,000 |
| Allowance for loan losses | 433,000 | 453,000 | 445,000 | 457,000 |
| Securities available for sale | 31,062,000 | 30,844,000 | 32,951,000 | 36,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,416,000 | 83,623,000 | 86,129,000 | 96,512,000 |
| Interest-bearing deposits | 63,079,000 | 64,785,000 | 66,628,000 | 75,555,000 |
| Noninterest-bearing deposits | 19,337,000 | 18,838,000 | 19,501,000 | 20,957,000 |
| Equity capital | 6,763,000 | 7,721,000 | 8,442,000 | 7,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,858,000 | 4,300,000 | 5,726,000 |
| Interest expense | 460,000 | 887,000 | 1,291,000 | 1,688,000 |
| Net interest income | 980,000 | 1,971,000 | 3,009,000 | 4,038,000 |
| Noninterest income | 291,000 | 621,000 | 952,000 | 1,288,000 |
| Noninterest expense | 885,000 | 1,859,000 | 2,809,000 | 3,820,000 |
| Provision for loan losses | 45,000 | 90,000 | 160,000 | 200,000 |
| Pretax income | 349,000 | 667,000 | 1,051,000 | 1,365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 349,000 | 667,000 | 1,051,000 | 1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,900,000 | 7,218,000 | 7,467,000 | 6,731,000 |
| Total capital | 7,333,000 | 7,671,000 | 7,912,000 | 7,188,000 |
| Risk-weighted assets | 52,451,000 | 51,892,000 | 54,704,000 | 60,555,000 |