Call reports 2025
INTERNATIONAL BANK OF CHICAGO — 2025
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 993,844,000 | 982,762,000 | 981,479,000 | 965,048,000 |
| Total loans | 786,065,000 | 763,108,000 | 758,085,000 | 742,439,000 |
| Allowance for loan losses | 13,382,000 | 13,084,000 | 12,787,000 | 12,489,000 |
| Securities available for sale | 109,469,000 | 111,906,000 | 114,360,000 | 127,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 879,686,000 | 873,424,000 | 867,807,000 | 847,072,000 |
| Interest-bearing deposits | 745,366,000 | 716,733,000 | 705,918,000 | 729,177,000 |
| Noninterest-bearing deposits | 134,320,000 | 156,691,000 | 161,889,000 | 117,895,000 |
| Equity capital | 101,536,000 | 101,943,000 | 106,778,000 | 111,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,669,000 | 27,404,000 | 41,143,000 | 55,067,000 |
| Interest expense | 6,860,000 | 13,574,000 | 19,897,000 | 25,830,000 |
| Net interest income | 6,809,000 | 13,830,000 | 21,246,000 | 29,237,000 |
| Noninterest income | 1,248,000 | 2,613,000 | 4,069,000 | 5,628,000 |
| Noninterest expense | 6,072,000 | 11,746,000 | 17,403,000 | 22,875,000 |
| Provision for loan losses | 300,000 | 0 | -300,000 | -600,000 |
| Pretax income | 1,745,000 | 4,770,000 | 8,325,000 | 12,720,000 |
| Income tax | 9,000 | 48,000 | 92,000 | 153,000 |
| Net income | 1,736,000 | 4,722,000 | 8,233,000 | 12,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,844,000 | 112,516,000 | 115,871,000 | 120,081,000 |
| Total capital | 121,024,000 | 120,554,000 | 123,837,000 | 127,863,000 |
| Risk-weighted assets | 648,620,000 | 637,258,000 | 631,823,000 | 617,287,000 |