Call reports 2024
INTERNATIONAL BANK OF CHICAGO — 2024
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 983,774,000 | 1,007,058,000 | 1,038,571,000 | 974,015,000 |
| Total loans | 794,175,000 | 823,257,000 | 825,068,000 | 802,017,000 |
| Allowance for loan losses | 12,675,000 | 12,927,000 | 13,030,000 | 13,208,000 |
| Securities available for sale | 115,868,000 | 113,730,000 | 113,372,000 | 108,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 826,437,000 | 882,415,000 | 911,755,000 | 863,301,000 |
| Interest-bearing deposits | 700,405,000 | 738,452,000 | 754,985,000 | 716,673,000 |
| Noninterest-bearing deposits | 126,032,000 | 143,963,000 | 156,770,000 | 146,628,000 |
| Equity capital | 96,025,000 | 93,813,000 | 99,787,000 | 98,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,798,000 | 26,260,000 | 40,067,000 | 54,007,000 |
| Interest expense | 7,396,000 | 15,289,000 | 23,183,000 | 30,613,000 |
| Net interest income | 5,402,000 | 10,971,000 | 16,884,000 | 23,394,000 |
| Noninterest income | 1,171,000 | 2,397,000 | 3,947,000 | 5,141,000 |
| Noninterest expense | 4,675,000 | 9,332,000 | 13,840,000 | 18,954,000 |
| Provision for loan losses | 300,000 | 550,000 | 650,000 | 850,000 |
| Pretax income | 1,556,000 | 3,378,000 | 6,177,000 | 8,343,000 |
| Income tax | 12,000 | 43,000 | 86,000 | 123,000 |
| Net income | 1,544,000 | 3,335,000 | 6,091,000 | 8,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,232,000 | 106,724,000 | 109,329,000 | 111,460,000 |
| Total capital | 117,299,000 | 115,317,000 | 117,913,000 | 119,979,000 |
| Risk-weighted assets | 640,528,000 | 682,783,000 | 681,741,000 | 676,205,000 |