Call reports 2023
INTERNATIONAL BANK OF CHICAGO — 2023
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 911,541,000 | 932,965,000 | 1,002,353,000 | 939,301,000 |
| Total loans | 731,558,000 | 749,097,000 | 760,619,000 | 772,515,000 |
| Allowance for loan losses | 13,259,000 | 13,712,000 | 14,030,000 | 12,371,000 |
| Securities available for sale | 125,877,000 | 121,479,000 | 115,487,000 | 119,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,453,000 | 776,817,000 | 844,066,000 | 733,714,000 |
| Interest-bearing deposits | 616,257,000 | 625,490,000 | 700,269,000 | 606,323,000 |
| Noninterest-bearing deposits | 144,196,000 | 151,327,000 | 143,797,000 | 127,391,000 |
| Equity capital | 93,373,000 | 87,142,000 | 88,725,000 | 95,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,140,000 | 22,599,000 | 34,871,000 | 47,061,000 |
| Interest expense | 4,115,000 | 9,358,000 | 15,739,000 | 22,515,000 |
| Net interest income | 7,025,000 | 13,241,000 | 19,132,000 | 24,546,000 |
| Noninterest income | 841,000 | 947,000 | 5,461,000 | 7,040,000 |
| Noninterest expense | 4,528,000 | 9,103,000 | 13,797,000 | 18,107,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 2,941,000 | 4,185,000 | 9,341,000 | 11,738,000 |
| Income tax | 25,000 | 64,000 | 99,000 | 157,000 |
| Net income | 2,916,000 | 4,121,000 | 9,242,000 | 11,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,986,000 | 100,802,000 | 105,731,000 | 108,039,000 |
| Total capital | 112,706,000 | 108,586,000 | 113,723,000 | 115,994,000 |
| Risk-weighted assets | 611,783,000 | 616,507,000 | 633,104,000 | 631,736,000 |