Call reports 2022
INTERNATIONAL BANK OF CHICAGO — 2022
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 844,664,000 | 872,772,000 | 881,534,000 | 963,828,000 |
| Total loans | 641,915,000 | 673,078,000 | 695,252,000 | 724,090,000 |
| Allowance for loan losses | 12,725,000 | 12,447,000 | 12,901,000 | 13,055,000 |
| Securities available for sale | 147,625,000 | 137,278,000 | 131,344,000 | 126,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 729,947,000 | 775,579,000 | 784,460,000 | 854,664,000 |
| Interest-bearing deposits | 586,160,000 | 605,295,000 | 615,835,000 | 681,521,000 |
| Noninterest-bearing deposits | 143,787,000 | 170,284,000 | 168,625,000 | 173,143,000 |
| Equity capital | 95,494,000 | 88,052,000 | 87,713,000 | 89,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,227,000 | 16,836,000 | 26,443,000 | 37,130,000 |
| Interest expense | 739,000 | 1,627,000 | 3,292,000 | 6,404,000 |
| Net interest income | 7,488,000 | 15,209,000 | 23,151,000 | 30,726,000 |
| Noninterest income | 794,000 | 2,117,000 | 3,115,000 | 3,957,000 |
| Noninterest expense | 4,237,000 | 8,081,000 | 12,548,000 | 17,046,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,500,000 |
| Pretax income | 3,451,000 | 8,100,000 | 12,003,000 | 15,505,000 |
| Income tax | 275,000 | 136,000 | 116,000 | 297,000 |
| Net income | 3,176,000 | 7,964,000 | 11,887,000 | 15,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,934,000 | 98,602,000 | 102,225,000 | 102,495,000 |
| Total capital | 107,764,000 | 105,750,000 | 109,544,000 | 110,162,000 |
| Risk-weighted assets | 540,512,000 | 566,565,000 | 579,921,000 | 607,975,000 |