Call reports 2020
INTERNATIONAL BANK OF CHICAGO — 2020
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 674,202,000 | 741,688,000 | 754,137,000 | 796,525,000 |
| Total loans | 459,831,000 | 511,204,000 | 544,131,000 | 567,386,000 |
| Allowance for loan losses | 7,205,000 | 7,980,000 | 8,753,000 | 10,146,000 |
| Securities available for sale | 170,795,000 | 168,295,000 | 172,989,000 | 163,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,137,000 | 620,365,000 | 617,269,000 | 693,416,000 |
| Interest-bearing deposits | 478,421,000 | 497,210,000 | 499,685,000 | 575,310,000 |
| Noninterest-bearing deposits | 100,716,000 | 123,155,000 | 117,584,000 | 118,106,000 |
| Equity capital | 82,288,000 | 84,188,000 | 85,236,000 | 86,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,058,000 | 14,015,000 | 21,108,000 | 28,754,000 |
| Interest expense | 2,313,000 | 4,517,000 | 6,269,000 | 7,812,000 |
| Net interest income | 4,745,000 | 9,498,000 | 14,839,000 | 20,942,000 |
| Noninterest income | 611,000 | 1,201,000 | 1,936,000 | 2,755,000 |
| Noninterest expense | 3,815,000 | 7,813,000 | 12,343,000 | 16,636,000 |
| Provision for loan losses | 500,000 | 875,000 | 1,625,000 | 3,125,000 |
| Pretax income | 1,536,000 | 2,804,000 | 3,601,000 | 4,728,000 |
| Income tax | -4,000 | 8,000 | 35,000 | 76,000 |
| Net income | 1,540,000 | 2,796,000 | 3,566,000 | 4,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,120,000 | 78,375,000 | 79,146,000 | 80,230,000 |
| Total capital | 82,343,000 | 83,674,000 | 84,773,000 | 86,240,000 |
| Risk-weighted assets | 415,827,000 | 421,221,000 | 447,053,000 | 476,642,000 |