Call reports 2019
INTERNATIONAL BANK OF CHICAGO — 2019
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 621,955,000 | 655,163,000 | 648,663,000 | 677,878,000 |
| Total loans | 447,671,000 | 453,869,000 | 444,969,000 | 451,161,000 |
| Allowance for loan losses | 7,029,000 | 6,840,000 | 7,354,000 | 6,772,000 |
| Securities available for sale | 128,953,000 | 146,444,000 | 153,521,000 | 159,079,000 |
| Securities held to maturity | 1,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,212,000 | 562,353,000 | 552,456,000 | 585,240,000 |
| Interest-bearing deposits | 414,783,000 | 436,921,000 | 438,369,000 | 455,589,000 |
| Noninterest-bearing deposits | 126,429,000 | 125,432,000 | 114,087,000 | 129,651,000 |
| Equity capital | 77,941,000 | 79,450,000 | 82,516,000 | 78,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,534,000 | 15,910,000 | 23,729,000 | 30,757,000 |
| Interest expense | 1,814,000 | 3,930,000 | 6,145,000 | 8,452,000 |
| Net interest income | 5,720,000 | 11,980,000 | 17,584,000 | 22,305,000 |
| Noninterest income | 150,000 | 1,157,000 | 1,891,000 | 2,838,000 |
| Noninterest expense | 3,216,000 | 6,824,000 | 10,198,000 | 15,287,000 |
| Provision for loan losses | 625,000 | 1,125,000 | 1,625,000 | 1,025,000 |
| Pretax income | 2,062,000 | 5,253,000 | 7,758,000 | 8,927,000 |
| Income tax | 54,000 | 100,000 | 152,000 | 167,000 |
| Net income | 2,008,000 | 5,153,000 | 7,606,000 | 8,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,929,000 | 76,873,000 | 79,126,000 | 75,579,000 |
| Total capital | 81,737,000 | 81,776,000 | 84,072,000 | 80,704,000 |
| Risk-weighted assets | 382,392,000 | 390,337,000 | 393,310,000 | 408,308,000 |