Call reports 2018
INTERNATIONAL BANK OF CHICAGO — 2018
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 579,218,000 | 601,972,000 | 612,151,000 | 636,817,000 |
| Total loans | 424,331,000 | 442,745,000 | 441,328,000 | 450,950,000 |
| Allowance for loan losses | 8,513,000 | 8,156,000 | 6,557,000 | 6,720,000 |
| Securities available for sale | 120,150,000 | 113,361,000 | 120,612,000 | 125,313,000 |
| Securities held to maturity | 1,093,000 | 1,084,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,158,000 | 527,316,000 | 535,502,000 | 560,233,000 |
| Interest-bearing deposits | 363,711,000 | 384,964,000 | 385,258,000 | 399,264,000 |
| Noninterest-bearing deposits | 139,447,000 | 142,352,000 | 150,244,000 | 160,969,000 |
| Equity capital | 72,570,000 | 71,905,000 | 73,890,000 | 74,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,599,000 | 13,433,000 | 20,665,000 | 28,099,000 |
| Interest expense | 1,121,000 | 2,413,000 | 3,894,000 | 5,528,000 |
| Net interest income | 5,478,000 | 11,020,000 | 16,771,000 | 22,571,000 |
| Noninterest income | -52,000 | 602,000 | 1,168,000 | -603,000 |
| Noninterest expense | 3,173,000 | 6,610,000 | 9,743,000 | 13,818,000 |
| Provision for loan losses | 350,000 | -950,000 | -600,000 | -450,000 |
| Pretax income | 1,870,000 | 5,940,000 | 8,759,000 | 8,582,000 |
| Income tax | 46,000 | 72,000 | 105,000 | 148,000 |
| Net income | 1,824,000 | 5,868,000 | 8,654,000 | 8,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,859,000 | 72,716,000 | 75,316,000 | 75,108,000 |
| Total capital | 77,583,000 | 77,658,000 | 80,243,000 | 79,945,000 |
| Risk-weighted assets | 374,170,000 | 392,141,000 | 392,560,000 | 385,041,000 |