Call reports 2017
INTERNATIONAL BANK OF CHICAGO — 2017
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 515,735,000 | 524,315,000 | 540,257,000 | 577,560,000 |
| Total loans | 354,862,000 | 361,400,000 | 397,708,000 | 417,380,000 |
| Allowance for loan losses | 9,162,000 | 7,604,000 | 8,824,000 | 8,169,000 |
| Securities available for sale | 135,664,000 | 126,132,000 | 116,531,000 | 113,198,000 |
| Securities held to maturity | 1,284,000 | 1,114,000 | 1,107,000 | 1,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,707,000 | 452,188,000 | 461,396,000 | 501,078,000 |
| Interest-bearing deposits | 291,333,000 | 299,959,000 | 318,123,000 | 361,677,000 |
| Noninterest-bearing deposits | 152,374,000 | 152,229,000 | 143,273,000 | 139,401,000 |
| Equity capital | 71,261,000 | 69,920,000 | 72,070,000 | 72,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,981,000 | 12,539,000 | 18,839,000 | 25,414,000 |
| Interest expense | 669,000 | 1,361,000 | 2,175,000 | 3,181,000 |
| Net interest income | 5,312,000 | 11,178,000 | 16,664,000 | 22,233,000 |
| Noninterest income | 163,000 | 355,000 | 934,000 | 1,288,000 |
| Noninterest expense | 2,436,000 | 5,192,000 | 8,135,000 | 13,092,000 |
| Provision for loan losses | 350,000 | 950,000 | 1,550,000 | 1,200,000 |
| Pretax income | 2,689,000 | 5,507,000 | 8,083,000 | 9,400,000 |
| Income tax | 41,000 | 69,000 | 125,000 | 169,000 |
| Net income | 2,648,000 | 5,438,000 | 7,958,000 | 9,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,904,000 | 67,717,000 | 70,251,000 | 71,531,000 |
| Total capital | 74,023,000 | 71,851,000 | 74,721,000 | 76,168,000 |
| Risk-weighted assets | 324,462,000 | 327,272,000 | 353,223,000 | 367,433,000 |