Call reports 2016
INTERNATIONAL BANK OF CHICAGO — 2016
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 502,978,000 | 497,833,000 | 517,135,000 | 526,088,000 |
| Total loans | 293,411,000 | 303,513,000 | 344,014,000 | 362,576,000 |
| Allowance for loan losses | 10,383,000 | 10,309,000 | 10,242,000 | 8,863,000 |
| Securities available for sale | 178,362,000 | 166,873,000 | 152,974,000 | 133,911,000 |
| Securities held to maturity | 1,380,000 | 1,351,000 | 1,326,000 | 1,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,567,000 | 425,073,000 | 435,089,000 | 456,470,000 |
| Interest-bearing deposits | 264,981,000 | 259,163,000 | 287,038,000 | 302,863,000 |
| Noninterest-bearing deposits | 164,586,000 | 165,910,000 | 148,051,000 | 153,607,000 |
| Equity capital | 70,436,000 | 69,725,000 | 73,956,000 | 68,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,406,000 | 10,749,000 | 17,542,000 | 23,424,000 |
| Interest expense | 563,000 | 1,103,000 | 1,667,000 | 2,333,000 |
| Net interest income | 4,843,000 | 9,646,000 | 15,875,000 | 21,091,000 |
| Noninterest income | 144,000 | 366,000 | 438,000 | 598,000 |
| Noninterest expense | 2,256,000 | 4,542,000 | 6,859,000 | 9,253,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000,000 |
| Pretax income | 2,725,000 | 5,522,000 | 9,739,000 | 8,013,000 |
| Income tax | 42,000 | 87,000 | 155,000 | 107,000 |
| Net income | 2,683,000 | 5,435,000 | 9,584,000 | 7,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,779,000 | 65,294,000 | 69,456,000 | 67,517,000 |
| Total capital | 70,662,000 | 69,254,000 | 73,474,000 | 71,756,000 |
| Risk-weighted assets | 303,838,000 | 309,864,000 | 314,720,000 | 334,490,000 |